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Smart Ways to Cut Corners and Save Money When You Don’t Make Much


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    Saving money is necessary when you don’t make much to begin with, but putting money aside for later can be difficult. However, both are possible(and necessary) for everyone, no matter how much money they make. Here are a few tips on how you can spend less money daily, and how you can put money aside for a rainy day.

    Shopping Tips

    The most common tip given about saving money while shopping is to make a list before you go to the grocery store. Without a list, you’re more likely to buy more things you don’t need, and therefore, spend more money.

    Many grocery stores now have apps where you can shop online and pick up in-store or have the groceries delivered to your house. You can also use these apps to compare prices to see which stores will give you the best deals. These apps may also have delivery services for a monthly fee that will give you free delivery after reaching a certain price. This also helps you save money on driving.

    Finally, you can use cash-back apps that allow you to earn cash for your purchase at the grocery store. Usually, all you have to do is take a picture of your receipt (some platforms even allow you to upload an online receipt), and you’ll earn a few cents to a few dollars for your purchase.

    Food Tips

    Once you buy the food from the grocery store, it can go bad quickly if you don’t eat it in time— especially if it’s produce. This wastes money because you’ll now have to buy the produce over again. The good news is that there are tons of hacks you can try to keep your produce fresher, and longer.

    There may also be times when you cook too much of one meal, but you know you’re likely to make it again soon. Most meals can be frozen and thawed out for later if stored properly. Above all, try to buy only what you need unless buying in bulk will save you money and you’ll use the amount that you buy.

    Finally, limit the number of times you eat out— or stop eating out altogether. Even eating out once a week adds up, so cut it down to once a month and make the most of your meals at home.

    Driving Tips

    Gas prices seem to fluctuate a lot these days, so one of the best ways to save money on gas is to not drive a car at all. This is a viable option for those who live within walking distance of grocery stores, schools, and even their job. You can also choose to ride a bicycle because this is also good for both your health and the environment.

    Of course, not driving is not a feasible option for everyone, but there are things you can do to save money on driving. Plan your trips as much as possible, meaning try to get some errands done when you’re going out for another reason. For example, go grocery shopping after work. It may be tiring, but it’ll save you an extra trip later.

    Savings Tips

    Everyone needs to have some money saved up for a rainy day, but it can be pretty difficult to literally save money (i.e., putting money away). Still, it can be done. The first thing you need to do is set savings goals to help you get motivated about saving. Think about what you want to save for: a new car, a new home, or just to have extra money saved up. 

    Another tip on saving money is to take a look at your current bank. While most bank branches allow you to open and earn interest on your savings account, they also charge hidden fees. Some of the country’s top banks like Wells Fargo are often rated as one of the worst banks. Instead, look towards accredited, branchless mobile banking companies that seek to help their customers and not make money off of them.

    When you don’t make much money, it can be hard to save money but being more cognizant of your spending habits can really help. Plan your meals and make a list before you go to the grocery store, and plan your shopping trips around other times you’ll be out to save money on driving. Look into different banks and the benefits they offer to find the best option for you. 

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