Don’t Miss a MoJoSavings Deal or Coupon On Facebook!

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MojoSavings Facebook See First600

Don’t Miss a MoJoSavings Deal or Coupon On Facebook! Many of yall have sent us messages and emails about how you wish you could know on Facebook when every deal is posted. Great News! Now you can see every deal or coupon we post and I will show you how.

1. Go to you Facebook.com
2. Go To Mojosavings Facebook Page (If you haven’t liked us do so)
3. After you like us you will see the Liked button with thumbs up and a down arrow. Click on it.
4. You will see a Drop down that gives you two options under In Yours News Feed. It is auto set to default, click the SEE FIRST option.

That’s it now you won’t miss a MoJoSavings deal or coupon.

Below is a picture of what it would look like if you did the same thing on your mobile phone.
MojoSavings Facebook See First MOBILE

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Money Saving Facts for Restaurant Email Clubs

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Money Saving

The following is a guest post….

Interesting Money Saving Facts You Didn’t Know About Restaurant Email Clubs

In today’s troubled economic landscape, saving money has become a way of life for many of us. From clipping coupons to taking advantage of sales, each of us has to do everything possible to make ends meet from day to day, and month to month.

If there is one area of our budgeting in particular that we work hard to cut corners on, it’s food and groceries – we’ve got to eat, after all! If that is the case in your household, check out these interesting money saving facts you didn’t know about restaurant email clubs, and get in on the money-saving power of eating out:

1. Discounts Add Up, and Quick

With the mere prevalence of coupons, sales, and discounts to be found every day in our consumerist society, it’s easy to turn our noses up at them in disdain, assuming that what they have to offer isn’t worth the effort needed to redeem them. While that may be true in some cases, it most definitely isn’t where restaurant email clubs are concerned!

No matter your tastes, lifestyle, and preferences, you very likely eat out on a regular basis – the vast majority of us do. If that’s the case, keep an eagle eye on the discounts offered by your favorite restaurant via their email club in order to take full advantage of everything you can. If you’ll be eating there anyway, redeeming a quick coupon at the counter is nothing when compared to the cumulative savings that you’ll enjoy.

2. Freebies Add Up, Too 

Obviously, the most appealing reward for signing up for a restaurant email club is the promise of free food – and it’s almost always on the table! From simple appetizers to full meals, there is a wide variety of gratis goodies to be had, and following one simple rule will allow you to turn them into true budget aids.

The trick to making free offerings work for your wallet is to not indulge in them until you need to. Instead of dropping in to pick up your reward just because you can, hold onto it until you’ll be eating there anyway; this will allow you to apply the savings to a meal that you’d be paying for regardless, making it a true money-saver.

3. You Can Employ Multiplicity

In the interest of obtaining as many of the aforementioned discounts and freebies as possible, don’t ever forget your ability to generate digital clones of yourself for use in signing up for awesome stuff!

Even while this won’t allow you to get multiple birthday deals, you can get multiple copies of discounts and signing bonuses, allowing you to apply your good fortune to the whole family! So, sign up your spouse and kids if they are old enough.

4. Birthdays are Special 

A staple of restaurant email clubs, birthday freebies are to be found in nearly all of them, so always be very sure to collect the necessary documentation for the restaurant you’ll be attending before the big day.

If you’re really into saving, consider heading out for something of a diner-hop as you celebrate; with your email printouts in hand, you’ll be enjoying free starters, meals, and desserts all over town!

5. The Sooner, the Better

Because most restaurant email clubs reward you on both your birthday and your signup anniversary, there is no time like the present to begin enrolling yourself in order to get the latter date rolling around as soon as possible.

It’s also worth noting that many restaurant email clubs require that you’ve been a member for some minimum amount of time before your birthday in order to cash in on your free gift, so never leave things until the last minute!

Image Credits: 2.

Author Byline: This post was written by Anna Fox, who is passionate about health, productivity, and self-improvement.

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Free $5 Sign up Bonus with InboxDollars!

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5 Tips to Maximize Your InboxDollars Earnings – By Whitney Henry

It’s free to create an account with InboxDollars, the free online rewards club where you always earn cash, not confusing points or virtual currency. With cash payouts, you can use your earnings however you want! New members receive a $5 sign-up bonus. After earning $30, you can request your first check and you’ll then become a Gold Member, entitling you to even greater rewards. To help you reach the $30 payout, below are a few tips to get you started.

Read Emails – this is the easiest way to earn with InboxDollars. Join InboxDollars and you’ll start receiving emails with offers on products and services. Simply click the link at the bottom of each email to confirm that you read it and you’ll earn cash rewards. You don’t have to purchase or sign up for anything, but of course if you complete the offer in the email you will earn even more cash!

Complete 100% FREE Offers – Check out the 100% FREE offers area of the InboxDollars site and you can earn cash (between $0.25 – $3.00) for trialing a new product or service with no money down and no credit card required. To find 100% FREE offers, visit InboxDollars.com, place your mouse over “Offers” and you’ll see 100% FREE offers as the first option.

Search the Web – you must download the InboxDollars toolbar to use its paid search feature. You earn $1.00 for downloading the toolbar and earn $0.01 per search per day, up to a maximum of $0.05 cents per day. Do five searches a day to max out your earnings!

Watch Videos – this may be the most fun way to earn rewards. Simply watch short videos on InboxDollars.com and you’ll earn cash – up to 6 cents per short video. New videos are posted every week, so you’ll always have new opportunities to watch and earn.

Take Surveys – earn between $0.50 – $10.00 for sharing your opinion via surveys. InboxDollars emails you with survey opportunities and posts new surveys to its website every day.

It’s easy to earn your first $30 in about 4-5 weeks. After receiving your $5 sign-up bonus, complete 5-10 surveys and several 100% FREE offers, read emails regularly, do web searches and watch a few videos each week. Once you’ve reached $30 in earnings, remember you need to request your first payment. Visit your My Account area on the site and click on “Request Payment” so InboxDollars can verify your mailing address and get a check in the mail to you.

Sign up here for a free InboxDollars account. Happy earning!

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50 Secrets Your Grocer Won’t Tell You

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 grocery store pic

 

50 Secrets Your Grocer Won’t Tell You

Reader’s Digest interviewed supermarket experts and former employees to get the scoop on what really happens behind the scenes at your local grocery store.

Jan. 22, 2014 – Do you walk into the supermarket to pick up just a few things but leave with a trunk full of food, an eye-popping bill, and an urgent need for a nap? It’s no wonder. With about 40,000 products in today’s typical grocery store, the industry is using more tricks than ever to get you to buy more than you had planned. And if you know what to look for, you might find that food safety and hygiene have fallen by the wayside in some stores. Reader’s Digest asked 16 grocery experts, including industry analysts and store employees, to share their insider strategies to save money and beat supermarkets at their own game.

Some surprising secrets include:

· Appearances can be deceiving: Believe it or not, my years of research have found that the average apple you see in the supermarket is 14 months old … or older.

· The newest tricks: Over 60 percent of shoppers off-load products as they check out, so supermarkets started making checkout lanes narrower, with less shelf space, which means it’s harder to ditch goods at the last minute.

· They want you to know: Most grocery stores have a budget for supporting local causes and are interested in being a part of the community. So if your school is having a fund-raiser, don’t forget to talk to your nearby store.

· The customer is king: Is there a product you want that the store doesn’t carry? Talk to the manager. A lot of today’s supermarkets will special-order things for you. They’ll even arrange to bring something in for you on a regular basis.

· Deals may not be deals: The ten-for-$10 promotion is one of the most effective. When a store does it, volume takes off, even if the promotion raises the price of something. We’ll take an 89-cent can of tuna and mark it “ten for $10,” and instead of buying six cans for 89 cents, people will buy ten for $10.

· Get more for your money: Grocery stores usually don’t have the best milk prices. The milk at drug­stores and convenience stores is typically priced 30 to 50 cents less per gallon; it may even be locally produced and hormone-free.

· Better meat for less: One of our best-kept secrets is that you get filet mignon much cheaper by buying whole T-bone steaks. Every T-bone has a small filet mignon on the bone, and a New York strip on the opposite side. The price difference can be $3 to $5 a pound.

· The scary truth: When I was training as a health inspector, the instructors beat into our heads how to inspect restaurants. But there was very little training focused on grocery stores. They took us through a grocery store in one day and then turned us loose, even though the stores have all this processing equipment that’s tough to clean. And I have to admit, I’d look at some of these machines on my inspections and say, “Yep, looks good.” But I didn’t really know what I was looking for.

To read the full list of secrets, please visit Readers Digest.

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Groupon: Royal Loom Bands Kit Only $6.99!

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loom

Groupon: Royal Loom Bands Kit Only $6.99!

Head on over to Groupon and snag this Royal Loom Bands Kit for only $6.99!

  • Loom and board for making bracelets and other accessories
  • 600 loom bands
  • 24 S clips included
  • Special weaving hook tool
  • Six charms for decorating creations
  • Latex-free
  • Works with all major band looms and accessories

MORE ONLINE DEALS

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The Best and Worst Things to Buy in January

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The following is a Guest Post from DealNews.com.

After all the shopping you likely did for the holidays, you may be looking forward to a month without having to whip out your credit card. But January is an excellent month to bag deals on select items, like winter apparel or fitness equipment. So before you resign yourself to steering clear of stores all together this month, check out our list of the best and worst things to buy in January, which we compiled after poring over the extensive dealnews archives of sales, coupons, and individual products from years past.

Get an Early Start on Valentine’s Day Gifts

Since we’re currently in the daze of post-Christmas clear-out, take this opportunity to jump on female-friendly gifts that can translate into thoughtful items for the apple of your eye come Valentine’s Day. Typically, deals on jewelry and fragrances right before Valentine’s Day aren’t particularly good. In fact, we’ve found that some jewelry prices actually go up slightly in February. Instead of waiting, think ahead and try shopping the numerous department store sales we’ve seen since Christmas.

Steep Savings on Christmas Goods

Who cares if it has a Santa Claus on the tin? Heavily discounted goodies abound this month from Starbucks, Cheryl’s, Walmart, Godiva, and more. Start 2013 with something sweet, even if it temporarily interferes with your New Year’s resolution to get in shape. Beyond these sugary goods, decorations too will see strong sales, with discounts of up to 80% off at stores like Lowe’s, Home Depot, Kohl’s, Pier 1, and more.

Make Way for Furniture

While November sees the highest number of furniture deals of the year, January comes in at a close second. Several manufacturers will release new styles in February, and retailers will need to clear out old, bulky inventory. Thus, you’ll see some of the most significant price cuts of the year in January and February. Last year, we saw such deals from Sears, Pottery Barn, and Home Depot.

Visit Nearly 400 National Parks, Free of Charge

January 21 is Martin Luther King, Jr. Day, and in celebration, all 398 national parks will feature free admittance all day long. While a large number of our parks are already free of charge, notable parks that are waiving their fees include several of the most-visited in the country, such as Yosemite, Yellowstone, the Grand Canyon, and Olympic National Park. You’ll save roughly $12 per person if you’re arriving by foot or bike, or about $20 to $25 per vehicle. The National Parks Service doesn’t offer another fee-free day until late April.

Resolve to Buy Discounted Fitness Equipment

A popular New Year’s resolution is to get in shape, and fittingly, January is an excellent time to get a deal on fitness gear and equipment. In fact, in years past, there have been almost double the number of deals in January, and discounts spill over into February. Look for stationary bikes, treadmills, elliptical trainers, complete home gyms, and training accessories and DVDs that are marked 15% to 60% off.

Keep an Eye Out for Early Tax Software Deals

This month, we will start seeing sales that take up to 35% off tax filing software, and while last year the number of Editors’ Choice offers was slightly higher in the following months, not everyone wants to put off the daunting task just to get a better deal. That said, keep an eye out specifically for deals that discount state filing; many services offer free filing for federal tax returns, but they “get you” when it comes to state returns, which will cost you an additional fee. One of the best deals we saw last year for a deal that included both federal and state filings ($8 from TaxACT) didn’t come until late February.

Spring for Winter Apparel

Many after-Christmas sales focused on winter apparel discounts, but many of those retailers will offer stronger sales and bigger coupons in January. Expect sales that take up to 80% off merchandise, and look for stacking coupons that slash up to an extra 60% off. Among the stronger sales we saw in January last year included Editors’ Choice-caliber discounts from Ann Taylor and LOFT, Nike, Men’s Wearhouse, Tommy Hilfiger, Lord & Taylor, Banana Republic, French Connection, Target, American Eagle, Macy’s, Old Navy, L.L.Bean, and J.Crew.

HDTVs See Another Round of Discounts

Although Black Friday is traditionally the prime shopping season for all things tech, the start of the new year can also ring in some extra savings. Last year, for instance, 55″ LCD HDTV deals were 17% cheaper in January than they were in December. Likewise, 46″ to 47″ LCD HDTVs also dropped an extra 5% during the month of January. The reason? Each year, most gadget manufacturers convene in Las Vegas for the Consumer Electronics Show, where they unveil their 2013 lineup. Retailers are thus selling off their 2012 stock at deep discounts, which means another round of excellent, post-Christmas HDTV deals. These discounts will also continue into February.

Strong Holiday Laptop Deals Could Mean Extra Cuts in January

Last year we saw no significant price difference between laptop deals in December and January. From desktop replacements to mainstream 16″ Core i5-based systems, deals remained unchanged from December through January. This year however, we predict that deals could drop a little further. For instance, 16″ Core i5Ivy Bridge laptops fell to an unprecedented $360 in November, which was $4 under our Black Friday prediction. As a result, discounts could trickle into the month of January.

Also worth noting is the fact that chip-maker AMD continues to struggle as analysts question whether the company can afford to continue being in the PC chip-making business. Whether or not this evolves into price cuts on AMD-based laptops is yet to be seen, but still a possible scenario.

Electronics Clearance Sales Will Grow Stronger Next Month

Just as TVs will see a new round of discounts due to CES, so too will other electronics, as retailers will begin to put old models on clearance in an attempt to make room for the incoming stock. This will include the higher-end items that were largely excluded from the Black Friday mayhem. While we’ll start to see these deals in the end of January, we’ll see an even greater number in February as well.

Thanks, DealNews.com

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Tame the Impulses–Retire Rich

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Guest Post by Matthew Malone

A few simple questions can keep your impulse spending in check

You don’t need a research study to appreciate how impulse purchases erode your ability to save (though plenty of such studies exist). All you need to do is pay attention to your everyday spending, and you’ll quickly see the phenomenon in action.

The trip to the grocery store for a gallon of milk turns into a cart-topping escapade, your wallet straining under the weight of ice cream, potato chips and that new Greek yogurt you just had to try. The TV purchase that somehow gets accompanied by a home theater system and 75-feet of high-definition cables.

It happens to all of us: our lizard brains get tickled by something new and shiny, and our financial good sense quickly slithers away. But it need not be that way, at least not all the time. All it takes is some old-fashioned planning, and a checklist of questions to quickly ask before you whip out your wallet.

What else could this money buy?

It’s a simple question, but often gets lost in our acquisitive haze. To make sure you consider the consequences of your spending, stop and scribble down three other things the money could buy. A new couch certainly feels nice in the showroom, but it may feel a little less comfortable when you consider that it could otherwise pay for a year’s worth of your kid’s college textbooks.

What’s the next best thing?

Much of our spending goes toward commodities–products that are barely distinguishable from one another. It’s true for everything from ketchup to televisions to automobiles. Often times, taking one step down in price or perceived quality has little impact on your enjoyment of your purchases. In fact, you may wind up enjoying it more, knowing that your retirement account grew and you’re able to enjoy that “new car smell.”

Is this feeling going to last?

Humans have an extraordinary capacity to adapt. When renovating a home, for instance, the choice of a light fixture can feel as consequential as choosing a spouse. But the fact is, we get used to material things very quickly, even if they feel inferior when we buy them (the same isn’t necessarily true for husbands or wives!). So stop and ask yourself whether you’re likely to enjoy the purchase a year, or even a month, from now. A sober assessment of long-term value can be all it takes to get you to return that 60-inch flat screen to the shelf.

Have I budgeted for this?

You’ve heard it a million times: create a household budget. It’s the most reliable way to keep your impulse spending in check. But make sure it’s comprehensive, and allows for the occasional unplanned spending. Deprivation is never a good long-term strategy. With a realistic, all-encompassing budget at the ready, you’ll be able to weigh the long-term consequences of your spending. Buying a $200 dress in February may not seem as appealing once you consider that it’s the last piece of clothing your budget will allow for the rest of the year. Without a budget, at the end of the year you’ll wind up with a big closet, and an even bigger financial hangover.

Where else can I get it?

Pausing to consider alternatives has two benefits. For one, it forces you to think about saving money, even if you’re going to break down and buy something you don’t really need. And second, but most importantly, the exercise of bargain shopping will serve as a bit of a “cooling off” period. Time is often all you need to gain some clarity–and a few extra bucks in the bank.

Matthew Malone is a staff writer for RothIRA.com, a leading retirement and Roth IRA resource. Matthew is also a contributing writer to CBS SmartPlanet. His work has appeared in The New York Times, Cosmopolitan, Smartmoney.com, Fortune.com, Forbes.com, and other publications.

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